For years in my 20's I had a recurring dream that I would die in a car crash around the age of 45, I'm now a bit older than that, and it never happened, and I wish it had.
I've worked hard all my life, and at every turn I have faced so much crap it's unbelievable, from customers not paying on time or not paying at all, to absolute wankers who are transphobic as hell, namely 1 person atm, I'm not saying his name as I'll probably get sued, but when I do write my final blog post I will be naming everyone.
Due to the ongoing extortionate costs of running a small business, and the fact that everyone moans at a £40 per hour charge, quote frankly I am done with the whole thing.
The only real thing that has stopped me from doing something stupid during the first lockdown was Jasper, I swear once he's passed on, I doubt very much I will be around.
I have no one to talk to about any of this, the closest people I am to is, my customers, and I can't speak to them about any of this.
The business has to proved a pension scheme, but I can't afford to set that up, as we don't have the funds, the increased cost of insurance for vehicles will put me out of business.
Due to the transphobic actions of an employee at Axa and an insurance assessor I now have a CCJ against the business, as I was never sent, even after asking time and time again for the Invoice from Axa for the excess, so I could pay it, and as per the policy states, "do not pay any money unless we write to you", this CCj has now caused BarclayCard and all trading accounts to drop our credit limit to almost nothing, and Checkatrade have suspended our membership, so no more working coming in, and that means I will not be able to earn. I haven't had the insaurance quote for the vans yet, I suspect that will jump another £2k this year, and that will mean I can't pay it, so only having the motorbike, means I won't be able to work. The bike is on PCP so I suspect that will get repo'd including 1 of the vans.
I've been trying to get a solicitor involved, but no one wants to help, I can only see one way out.
That's with me in the ground, so to everyone who has "left me to it" thank you for your help and support!!!
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